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A 2005 study by the Better Business
Bureau and Javelin Strategy & Research firms list the top ways that identity thieves
gather information: Stealing wallet or checkbook
Picking through trash for personal information
Stealing mail, both incoming and outgoing
How to protect yourself:
- Consider purchasing a locking mailbox. Never leave outgoing mail in an unsecured
mailbox; take it to a mailbox or post office.
- Remove delivered mail promptly. Have a trusted neighbor or friend pick up mail if you're
going to be gone for a day or two. Call the US Postal service at 1-800-275-85777 and
request a hold if you're going to be on vacation for a longer time.
- Buy a cross-cut shredder. Destroy all charge receipts, doctor bills, insurance forms,
bank statements, credit card statements, checks and credit card offers. In addition,
destroy all junk mail and paperwork that has your name, address, phone number, e-mail
address or signature.
The Attorney General for the State of Washington recommends the following:
What should you shred?
In short, destroy all sensitive information including junk mail and paperwork
that includes:
Account numbers
Addresses
Birth dates
E-mail addresses
Names
Passwords and PINs
Phone numbers
Signatures
Social Security Numbers
Below is a list of specific items you should shred:
Address labels from junk mail and magazines (Also destroy the order form usually
located in the center of catalog that may have private information)
ATM receipts
Bank statements
Birth certificate copies
Canceled and voided checks
Credit and charge card bills, carbon copies, summaries and receipts
Credit reports and histories
Employee pay stubs
Employment records
Expired credit and identification cards including drivers licenses, college
IDs, military IDs, employee badges, medical insurance cards, etc. (If your shredder
cant handle plastic, cut up cards with a scissors before discarding them.)
Expired passports and visas
Legal documents
Insurance documents
Investment, stock and property transactions
Luggage tags
Medical and dental records
Papers with a Social Security number
Pre-approved credit card applications
Receipts with checking account numbers
Report cards
Resumés or curriculum vitae
Signatures (such as those found on leases, contracts, letters)
Tax forms
Transcripts
Travel itineraries
Used airline tickets
Utility bills (telephone, gas, electric, water, cable TV, Internet)
Look for additional information at www.atg.wa.gov/consumer/idprivacy
- If your shredder can't handle plastic, destroy all expired cards by cutting them into
many pieces before discarding.
- Have your name removed from mailing lists that send out pre-approved credit cards and/or
blank balance transfer checks. Call 1-888-567-8688 to have your name blocked or make a
request online at www.optoutprescreen.com.
- Remove your name by contacting the Direct Marketing Association. This trade group of
telephone and mail marketers will remove your name and address upon request. Write to:
Mail Preference Service, PO Box 9008, Farmingdale, NY 11735-9008. You can also make the
request online at www.dmaconsumers.org. There
may be a $5.00 fee for making your request online, but there is no charge for registering
by mail.
- Report any mail theft or unauthorized change of address immediately to your local
postmaster as soon problem is detected. File a complaint online at www.usps.com/postalinspectors.
Finally, visit McDonaldServices.com on a regular basis for updated
information and new strategies.
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