The best way to receive the report is to order it at www.annualcreditreport.com.  This internet site has been created by the nation's three largest credit bureaus - Experian, TransUnion, and Equifax.

Unlike many copycat sites, this is totally free, and there is nothing to subscribe to.  You will need your credit card and/or loan numbers to verify your identity

Important Note:

You are entitled to receive one free credit file disclosure every 12 months from each of the nationwide consumer credit reporting companies through the Central Source. It is entirely your choice whether you order all three credit file disclosures at the same time or order one now and others later. The advantage of ordering all three at the same time is that you can compare them. (However, you will not be eligible for another free credit file disclosure from the Central Source for 12 months.) On the other hand, the advantage of ordering one now and others later (for example, one credit file disclosure every four months) is that you can keep track of any changes or new information that may appear on your credit file disclosure. Remember, you are entitled to receive one free credit file disclosure through the Central Source every 12 months from each of the nationwide consumer credit reporting companies – Equifax, Experian and TransUnion – so if you order from only one company today you can still order from the other two companies at a later date.  

There is much information in the credit report, but most of it is self explanatory.  If you want to print your report, check the box that indicates 'printer friendly version'.

We even hope to be able to tell you how to get the highly sought after 'Credit Score' rating number for free.

Just remember to visit McDonaldServices.com on a regular basis for updated information and news.